029-030-031_EETE-VF

EETE DECEMBER 2012

DESIGN & PRODUCTS RFID & E-PAYMENT Will e-payment become Smartphone-centric? By Julien Happich THis year’s carTes & Identification exhibition was packed NFC-enabled mo- as usual, with exhibitors regrouped by their sectors of activity in bile phone. Users the smart card industry, which made the exhibition particularly can then make con- easy to navigate through. Looking at electronic payment, the tactless payments most prominent focus of solution providers was on the use of throughout the smart phones as transaction platforms, often through a near world, select their field communication (NFC) link. default card, man- Among the nominees and finalists for the Sesames Award age their PIN codes, 2012 were featured several companies offering secure payment access their bank solutions running on smart phones, with secure NFC as the account and obtain main communication interface. information via NFC The akami suite from Hong Kong-based Toro was designated smart posters. The best product for Banking/ Retail/ Loyalty. Claimed to be the only service relies on open platform technology for NFC services, the akami suite NFC SIM cards and NFC wallet currently under commercial deployment includes on Trusted Service a cross-OS mobile wallet application, a wallet server, a soft- Management (TSM) ware development kit and added value plug-ins such as a web to securely store The SmartTrust Portigo mobile wallet application store for end-users and a marketing platform for applications, ad- solution from Giesecke & Devrient could advertisers. ministrate them and serve many purposes. The akami suite from Toro is an open platform technology regrouping NFC wallet services. The company sees NFC as a new channel for advertisers to interact with consumers. The platform allows mobile operators and service providers like banks or retailers to deploy local NFC services with a wallet application and monetize the NFC wallet through marketing features including NFC couponing, smart poster management, campaign analytics…etc. Toro licences its technology to Trusted Service Managers (TSM), mobile carriers, banks, payment systems, transport systems, retail chains etc… The company also cooperates with point of sale (POS) provid- ers, advertising/media agencies and NFC device manufacturers to customize its wallet platform. In the Mobility category, Oberthur Technologies took the SESAMES award for its Multi-brand NFC payment wallet which allows end-users to gather all their credit and debit cards (up to MPLonG, +41e56s4r83 0,4C3H-,5F4a0x5+Dätt56il/49wit30r2and0lez3Sw14432.tnrfäTeAhP 10 banking cards including both Visa and MasterCard) in their www.electronics-eetimes.com Electronic Engineering Times Europe December 2012 29


EETE DECEMBER 2012
To see the actual publication please follow the link above