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communication between the UniMate reader and the mo- bile is encrypted, preventing interception of data and unau- thorised reuse of credentials. SecuTech provides applica- tion programming interfaces to simplify integration and support further developments. Optionnally, the dongle can integrate the NFC functionality and be bound to a SIM card or to a particular mobile phone. MagTek’s iDynamo EMV point-of-sales add-on exhib- ited at Cartes & Identification is particularly aimed at retail- The UniMate reader from SecuTech connects through the ers. A true hybrid solution, audio port of any mobile phone. the iDynamo EMV combines a secure PCI PTS 3.x compli- tablets to secure cashless payments between individuals, mer- ant PIN entry keypad with chants and banks. The dongle embeds a multi-factor authenti- a MagneSafe secure card cation in the payment application using bank-level security, to reader authenticator (SCRA) prevent fraudulent use and reduce chargebacks. and a smart card reader, but The company supports both Swipe and EMV card read- relies on the mobile phone ers. The Swiff application operates on an open platform and is for the wireless connectivity. said to aggregate easily with payment service providers, card This makes it cost competi- schemes, payment gateways and acquiring banks. Third-party tive compared to traditional developers can customise or integrate the mobile application, wireless POS systems that yet transactions are authenticated and compliant with payment require more infrastructure at industry standards. the retailer’s premises. Tamper resistant, the unit is disabled In a similar vein, the MagTek’s iDynamo EMV and will clear all keys upon 35x25x15mm UniMate combines a secure PCI PTS 3.x any opening or modification reader designed by compliant PIN entry keypad with attempts. Like for other such SecuTech connects a MagneSafe secure card reader dongles, the battery can be through the audio port authenticator and a smart card recharged through a USB of any mobile phone reader. port. to deliver a portable, secure, and cost- PayPass 3.0 terminal specification addresses effective POS solution. Two Mobile phone payment transactions versions of Uni- Alcinéo has released the PayPass 3.0 library, the latest Mate reader are terminal specification released by MasterCard which en- available, one for ables to manage card acceptance process as well as Mobile magnetic stripes phone payment transaction. This upgraded version of the and one for pin PayPass payment application encompasses extended & chip operation. features that allow merchants to accept a standard payment Card informa- with a contactless card or a payment whom PIN is entered tion is stored through the Smartphone keypad. The software package has on-board the been enhanced with a built-in HAL testing suite that enables device and to define the appropriated implementation of the low level never leaves functions to perform a full contactless payment transaction. the point of Alongside with this testing suite, Alcinéo offers a Device sale, Testing Environment that provides a set of commands to allow customers to perform operations to check the reader’s behaviour. The DTE is a PC application to be connected to the serial port of the reader in order to test several terminal configurations as well as payment application functionalities. Alcinéo www.alcineo.com SwiffPay developed by the SCCP Group turns mobile phones into payment terminals. www.electronics-eetimes.com Electronic Engineering Times Europe December 2012 31


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